Phocas Financial takes a highly disciplined approach to the selection of both individual securities and mutual funds.

We select individual securities in the following asset classes: mid/large cap equities, REITs, and income securities. We have two decades of experience conducting the valuation work necessary for successful investing in these asset classes, and we perform rigorous fundamental research into each individual security in your portfolio.

One of our strengths is quantitative analysis of corporate financial statements, using sophisticated models to project future cash flows and stock valuation. We also thoroughly assess the qualitative aspects critical to a company's success, including management ability and its competitive landscape.

For certain asset classes including international equities, we believe we can add the most value to our clients' portfolios by finding an exceptionally strong investment manager that specializes in that asset class. We seek managers that invest as we do with a sound, disciplined approach that has been successful over the long-term. Again, mutual fund selections are made with an eye toward tax efficiency, low turnover and low fees as well as reduced downside risk. We track these managers quarterly along with their peer group to watch for any material changes in the investment process and performance.